:root {
  --navy: #061d35;
  --navy-2: #0d2b49;
  --yellow: #f7d935;
  --red: #fb292a;
  --paper: #f6f4ec;
  --white: #ffffff;
  --ink: #10263b;
  --muted: #536273;
  --line: #cbd3d9;
  --sky: #dcecf4;
  --peach: #ffe4db;
  --mint: #dcefe7;
  --content: 1180px;
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 17px;
  line-height: 1.7;
}
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid var(--yellow); outline-offset: 4px; }
.skip-link {
  position: fixed;
  left: 16px;
  top: -80px;
  z-index: 999;
  padding: 11px 16px;
  color: var(--navy);
  background: var(--yellow);
  font-weight: 700;
}
.skip-link:focus { top: 16px; }
.content-shell { width: min(calc(100% - 40px), var(--content)); margin-inline: auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  color: var(--white);
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,.16);
}
.header-inner {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.brand-home { display: inline-flex; padding: 10px 0; }
.brand-home img { width: 190px; height: auto; }
.primary-nav { display: flex; align-items: center; gap: 6px; }
.primary-nav a {
  padding: 10px 12px;
  border-radius: 999px;
  color: #e8eef5;
  text-decoration: none;
  font-size: .88rem;
  font-weight: 600;
}
.primary-nav a:hover { color: var(--navy); background: var(--yellow); }
.nav-toggle {
  display: none;
  min-width: 48px;
  min-height: 44px;
  border: 1px solid rgba(255,255,255,.35);
  border-radius: 999px;
  color: var(--white);
  background: transparent;
  font: inherit;
}

.hero {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  color: var(--white);
  background: var(--paper);
}
.hero::before,
.hero::after {
  content: "";
  position: absolute;
  inset-block: 0;
  z-index: 0;
}
.hero::before {
  left: 0;
  width: 91%;
  background: var(--navy);
  clip-path: polygon(0 0, 92% 0, 100% 100%, 0 100%);
}
.hero::after {
  right: 0;
  width: 19%;
  background: var(--yellow);
  clip-path: polygon(44% 0, 100% 0, 100% 100%, 0 100%);
}
.hero-art { position: absolute; inset: 0; z-index: 1; pointer-events: none; }
.hero-signal { position: absolute; display: block; }
.hero-signal-a {
  left: max(34px, calc(50% - 590px));
  top: 64px;
  width: 62px;
  height: 62px;
  background: var(--yellow);
  clip-path: polygon(50% 0, 100% 50%, 50% 100%, 0 50%);
}
.hero-signal-b {
  left: max(58px, calc(50% - 566px));
  top: 139px;
  width: 14px;
  height: 118px;
  background: var(--red);
  transform: skewY(-24deg);
}
.hero-signal-c {
  right: 14%;
  top: 58px;
  width: 105px;
  height: 105px;
  border: 2px solid rgba(255,255,255,.4);
  transform: rotate(45deg);
}
.hero-signal-d {
  right: 10.5%;
  bottom: 34px;
  width: 104px;
  height: 104px;
  background: var(--red);
  clip-path: polygon(0 0, 100% 100%, 0 100%);
}
.hero-signal-line {
  left: max(34px, calc(50% - 590px));
  right: 22%;
  bottom: 52px;
  height: 1px;
  background: rgba(255,255,255,.34);
}
.hero-copy {
  position: relative;
  z-index: 2;
  min-height: 540px;
  padding: 110px 12% 116px 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
}
h1 {
  max-width: 880px;
  margin: 0;
  font-size: clamp(1.95rem, 3.2vw, 2.7rem);
  font-weight: 700;
  line-height: 1.06;
  letter-spacing: -.035em;
  text-wrap: balance;
}
.hero-copy > p {
  max-width: 900px;
  margin: 26px 0 0;
  color: #dfe9f2;
  font-size: clamp(1.02rem, 1.5vw, 1.2rem);
  line-height: 1.72;
}
.hero-cta { margin-top: 32px; min-width: 210px; }
.cta {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  padding: 12px 24px;
  border: 2px solid var(--navy);
  border-radius: 999px;
  color: var(--navy);
  background: var(--yellow);
  box-shadow: 0 6px 0 var(--red);
  text-decoration: none;
  font-weight: 700;
  text-align: center;
  transition: transform .18s ease, box-shadow .18s ease;
}
.cta:hover { transform: translateY(3px); box-shadow: 0 3px 0 var(--red); }
.hero .cta { border-color: var(--white); }

.section { padding: 82px 0; border-bottom: 1px solid var(--line); }
.section.alt { background: var(--white); }
.section-head { margin: 0 0 26px; }
h2 {
  width: 100%;
  margin: 0;
  font-size: clamp(1.85rem, 3vw, 2.75rem);
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -.025em;
  text-wrap: balance;
}
h3 {
  width: 100%;
  margin: 48px 0 14px;
  font-size: clamp(1.3rem, 2vw, 1.75rem);
  line-height: 1.25;
  font-weight: 700;
}
.section-lede,
.prose p,
.table-note { width: 100%; max-width: none; }
.section-lede { margin: 0 0 30px; font-size: 1.08rem; }
.prose p { margin: 0 0 22px; }
.section-lede strong,
.prose p > strong {
  padding: .08em .25em;
  color: var(--navy);
  background: var(--yellow);
  box-decoration-break: clone;
}

.ranking { list-style: none; padding: 0; margin: 34px 0 0; counter-reset: rank; }
.rank-card {
  counter-increment: rank;
  position: relative;
  display: grid;
  grid-template-columns: 70px 180px minmax(150px,.65fr) minmax(260px,1.35fr) 175px;
  align-items: stretch;
  min-height: 118px;
  margin-bottom: 16px;
  overflow: hidden;
  border: 1px solid #bfc9d1;
  border-radius: 18px;
  background: var(--white);
  box-shadow: 0 8px 24px rgba(6,29,53,.08);
}
.rank-card::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 4px;
  background: var(--red);
}
.rank-number {
  display: grid;
  place-items: center;
  color: var(--yellow);
  background: var(--navy);
  font-size: 1.45rem;
  font-weight: 700;
}
.rank-number::before { content: counter(rank, decimal-leading-zero); }
.logo-box {
  min-height: 116px;
  display: grid;
  place-items: center;
  padding: 18px;
  background: #f1f4f6;
  border-right: 1px solid var(--line);
}
.logo-box img { width: 150px; max-height: 62px; object-fit: contain; }
.rank-card > h3 {
  margin: 0;
  padding: 20px 22px;
  display: flex;
  align-items: center;
  font-size: 1.15rem;
}
.rank-bonus {
  padding: 20px 24px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border-left: 1px solid var(--line);
  background: #fffdfa;
}
.rank-bonus span {
  margin-bottom: 4px;
  color: var(--muted);
  font-size: .72rem;
  line-height: 1.2;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.rank-bonus strong { font-size: .98rem; line-height: 1.4; }
.rank-action {
  padding: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--sky);
  border-left: 1px solid var(--line);
}
.rank-action .cta { width: 100%; min-height: 46px; padding-inline: 14px; }

.callout {
  position: relative;
  margin: 38px 0;
  padding: 28px 32px 28px 40px;
  overflow: hidden;
  border-radius: var(--radius);
  color: var(--white);
  background: var(--navy);
  box-shadow: 0 10px 24px rgba(6,29,53,.14);
}
.callout::before { content: ""; position: absolute; inset: 0 auto 0 0; width: 9px; background: var(--yellow); }
.callout p { margin: 0; color: var(--white); }
.callout strong { color: var(--yellow); background: transparent; }

.table-wrap {
  margin: 34px 0 22px;
  overflow-x: auto;
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 10px 26px rgba(6,29,53,.1);
}
table { width: 100%; min-width: 790px; border-collapse: separate; border-spacing: 0; font-size: .92rem; line-height: 1.45; }
caption { padding: 20px 22px; text-align: left; font-size: 1.05rem; font-weight: 700; }
th { padding: 14px 16px; text-align: left; font-size: .72rem; text-transform: uppercase; letter-spacing: .06em; }
td { padding: 16px; vertical-align: top; }
.relation-table caption { color: var(--white); background: var(--navy); }
.relation-table thead { color: var(--navy); background: var(--yellow); }
.relation-table tbody tr:nth-child(even) { background: #eef4f7; }
.relation-table td { border-bottom: 1px solid var(--line); }
.offer-table caption { color: var(--white); background: var(--red); }
.offer-table thead { color: var(--white); background: var(--navy); }
.offer-table tbody tr:nth-child(odd) { background: var(--peach); }
.offer-table td { border-bottom: 1px solid #ead0c8; }
.offer-table td:nth-child(3),
.offer-table td:nth-child(4) { color: var(--navy); }
.route-table caption { color: var(--navy); background: var(--yellow); }
.route-table thead { color: var(--white); background: var(--navy-2); }
.route-table tbody tr:nth-child(even) { background: var(--sky); }
.route-table td { border-bottom: 1px solid var(--line); }
.route-table td:nth-child(3),
.route-table td:nth-child(4) { color: var(--navy); }
.filter-table { min-width: 720px; }
.filter-table caption { color: var(--white); background: var(--navy); }
.filter-table thead { color: var(--navy); background: var(--mint); }
.filter-table td { border-bottom: 1px solid var(--line); }
.filter-table tbody td:first-child { color: var(--red); }
.table-note { margin: 0 0 34px; color: var(--muted); font-size: .94rem; }

.criteria-list,
.numbered-list,
.risk-list { list-style: none; padding: 0; margin: 30px 0 36px; display: grid; gap: 14px; }
.criteria-list { grid-template-columns: repeat(2, minmax(0,1fr)); }
.criteria-list li {
  position: relative;
  min-height: 130px;
  padding: 22px 24px 22px 72px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
}
.criteria-list li::before {
  content: "✓";
  position: absolute;
  left: 22px;
  top: 22px;
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  color: var(--navy);
  background: var(--yellow);
  font-weight: 700;
}
.numbered-list { counter-reset: steps; grid-template-columns: repeat(3, minmax(0,1fr)); }
.numbered-list li {
  counter-increment: steps;
  min-height: 168px;
  padding: 22px;
  border-radius: 18px;
  color: var(--navy);
  background: var(--sky);
  border: 1px solid #bfd3de;
}
.numbered-list li:nth-child(even) { background: var(--mint); }
.numbered-list li::before {
  content: counter(steps, decimal-leading-zero);
  display: block;
  margin-bottom: 12px;
  color: var(--red);
  font-size: 1.35rem;
  font-weight: 700;
}
.risk-list { grid-template-columns: repeat(3, minmax(0,1fr)); }
.risk-list li {
  min-height: 150px;
  padding: 22px;
  border: 1px solid var(--line);
  border-top: 7px solid var(--red);
  border-radius: 14px 14px 20px 20px;
  color: var(--ink);
  background: var(--white);
}
.criteria-list strong,
.numbered-list strong,
.risk-list strong { display: block; margin-bottom: 6px; color: var(--navy); }

.faq { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item h3 { margin: 0; }
.faq-button {
  width: 100%;
  padding: 20px 54px 20px 0;
  position: relative;
  border: 0;
  color: var(--ink);
  background: transparent;
  font: inherit;
  font-size: 1.1rem;
  font-weight: 400;
  line-height: 1.4;
  text-align: left;
  cursor: pointer;
}
.faq-button::after {
  content: "+";
  position: absolute;
  right: 12px;
  top: 13px;
  color: var(--red);
  font-size: 1.7rem;
  font-weight: 400;
}
.faq-button[aria-expanded="true"]::after { content: "−"; }
.faq-panel { padding: 0 54px 22px 0; color: var(--muted); }
.faq-panel p { margin: 0; }
.faq-ready .faq-panel[hidden] { display: none; }

.site-footer { margin: 0; padding: 58px 0 32px; color: var(--white); background: var(--navy); }
.footer-grid { display: grid; grid-template-columns: .95fr 1.35fr; gap: 58px; }
.footer-brand img { width: 210px; height: auto; margin-bottom: 22px; }
.footer-brand p { margin: 0 0 18px; color: #cbd7e2; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 18px; }
.footer-links a { color: var(--yellow); font-weight: 600; }
.support-title { margin: 0 0 18px; font-size: 1.15rem; }
.support-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.support-list a {
  min-height: 76px;
  display: grid;
  place-items: center;
  padding: 14px;
  border-radius: 12px;
  background: #173653;
  border: 1px solid #49637c;
}
.support-list a:hover { border-color: var(--yellow); }
.support-list img { width: 120px; max-height: 40px; object-fit: contain; }
.footer-bottom {
  margin-top: 38px;
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  border-top: 1px solid #39516a;
  color: #aebecd;
  font-size: .84rem;
}

.catfish {
  position: fixed;
  z-index: 80;
  left: 50%;
  bottom: 18px;
  width: min(calc(100% - 24px), 880px);
  transform: translate(-50%, 160%);
  opacity: 0;
  transition: transform .45s cubic-bezier(.2,.8,.2,1), opacity .35s ease;
  pointer-events: none;
}
.catfish.is-visible { transform: translate(-50%,0); opacity: 1; pointer-events: auto; }
.catfish-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
  padding: 16px 18px 16px 24px;
  border: 2px solid var(--yellow);
  border-radius: 20px;
  color: var(--white);
  background: var(--navy);
  box-shadow: 0 10px 34px rgba(6,29,53,.28);
}
.catfish-copy strong { display: block; color: var(--yellow); font-size: 1.03rem; }
.catfish-copy span { color: #d7e1ea; font-size: .84rem; }
.catfish .cta { min-width: 145px; box-shadow: none; }

@media (max-width: 1050px) {
  .primary-nav {
    display: none;
    position: fixed;
    inset: 74px 0 auto;
    padding: 20px;
    color: var(--white);
    background: var(--navy);
    border-bottom: 1px solid #35506c;
    flex-direction: column;
    align-items: stretch;
  }
  .primary-nav.is-open { display: flex; }
  .nav-toggle { display: block; }
  .rank-card { grid-template-columns: 62px 160px 1fr 1.4fr; }
  .rank-action { grid-column: 2 / -1; border-left: 0; border-top: 1px solid var(--line); }
  .rank-action .cta { width: auto; min-width: 190px; }
  .numbered-list { grid-template-columns: repeat(2, minmax(0,1fr)); }
}

@media (max-width: 760px) {
  body { font-size: 16px; }
  .content-shell { width: min(calc(100% - 24px), var(--content)); }
  .brand-home img { width: 165px; }
  .hero { background: var(--navy); border-bottom: 10px solid var(--yellow); }
  .hero::before { width: 100%; clip-path: none; }
  .hero::after { display: none; }
  .hero-copy { min-height: 500px; padding: 84px 0 96px; }
  .hero-signal-a { left: -18px; top: 38px; width: 50px; height: 50px; }
  .hero-signal-b { left: 14px; top: 100px; height: 72px; width: 10px; }
  .hero-signal-c { right: -28px; top: 58px; width: 80px; height: 80px; }
  .hero-signal-d { right: -18px; bottom: 18px; width: 76px; height: 76px; }
  .hero-signal-line { left: 24px; right: 24px; bottom: 40px; }
  .section { padding: 60px 0; }
  .rank-card { grid-template-columns: 54px 1fr; min-height: 0; }
  .rank-number { grid-row: span 2; }
  .logo-box { min-height: 105px; border-right: 0; }
  .rank-card > h3 { grid-column: 2; justify-content: center; padding: 12px 18px; border-top: 1px solid var(--line); }
  .rank-bonus { grid-column: 1 / -1; border-left: 0; border-top: 1px solid var(--line); text-align: center; }
  .rank-action { grid-column: 1 / -1; }
  .criteria-list, .numbered-list, .risk-list { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 38px; }
  .support-list { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; gap: 8px; }
  .catfish-inner { grid-template-columns: 1fr; }
  .catfish .cta { grid-column: 1 / -1; width: 100%; }
}

@media (max-width: 390px) {
  .header-inner { min-height: 68px; }
  .primary-nav { inset-block-start: 68px; }
  .brand-home img { width: 145px; }
  h1 { font-size: 1.95rem; }
  .hero-copy > p { font-size: 1rem; }
  .support-list { grid-template-columns: 1fr; }
  .catfish-copy span { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

@media print {
  .site-header, .catfish, .nav-toggle { display: none !important; }
  .section { break-inside: avoid; }
  body { background: #fff; }
}